The Lake Central Bank is a business credit card from Lake Central Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.24% - 26.24% Variable after a 0% introductory rate for 21 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Cash Back. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Underwritten by Elan Financial Services (US Bank program). Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).