The Gorham Savings Bank is a business credit card from Gorham Savings Bank. The annual fee is $99*. The ongoing APR is Variable APR that is Prime +5.74% to Prime +13.74% applies, based on creditworthiness. The APR will not exceed 23.99%. after a 0% intro APR for the first six months on purchases; after that, a variable APR that is Prime +5.74% to Prime +13.74% applies, based on creditworthiness. introductory rate for 6 months. Signup bonus: $500 cash back with $5,000 spend on qualifying purchases in the first 90 days.. Rewards: 1% cash back on every dollar you spend.. Cash back: 1% cash back on everyday business expenses. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).