The Machias Savings Bank is a business credit card from Machias Savings Bank. The annual fee is $99 annual fee.. The ongoing APR is Prime + 5.74% to Prime + 13.74% APR based on credit. after a 0% Introductory APR on purchases and balance transfers for the first 6 months. introductory rate for 6 months. Signup bonus: $500 cash back bonus once you spend $5,000 on purchases within the first 3 months.. Rewards: Earn 1% cash back for every dollar spent on your credit card.. Cash back: 1% cash back for every dollar spent on your credit card, 2% cash back for every dollar spent on gasoline, 3% cash back for every dollar spent on travel and dining. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).