The Market USA Federal Credit Union is a personal credit card from Market USA Federal Credit Union. The annual fee is $0. The ongoing APR is 13.00% - 18.00% variable (prime plus a margin of 6.00% - 16.00%) after a 0.00% intro APR on purchases and cash advances for 6 months introductory rate for 6 months. Typical credit limit: Up to $20,000. This product reports activity to your personal credit report.