The Mid-Atlantic Federal Credit Union is a business credit card from Mid-Atlantic Federal Credit Union. The annual fee is No annual fees. The ongoing APR is rates as low as 13.75% APR after a 0% introductory APR for 12 months on purchases and balance transfers introductory rate for 12 months. Rewards: 2% cash back on qualified purchases; earn points with every purchase. Cash back: 2% cash back on qualified purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).