The Dedham Savings is a business credit card from Dedham Savings. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Variable APRs ranging from ~18%–29% after a 0% introductory rate for 20 months. Signup bonus: 2,500 bonus rewards points. Rewards: Three tiers: Low Rate, Cash Back, Flexible/Real Rewards. Cash back: 1.5% cash back. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).