The ONPATH is a business credit card from ONPATH. The annual fee is no annual fees. The ongoing APR is 11.40% -16.00% variable APR* after a 0% APR* introductory rate for 6 months. Approval typically requires a credit score of average to excellent credit or higher. Rewards: Save on everyday spending: Take advantage of low rates for all your purchases.. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).