The Red River Bank is a business credit card from Red River Bank. Application typically pulls a hard report from Experian. The annual fee is No annual fee for the first year; a $10 fee per card applies thereafter. The ongoing APR is 14.24% to 25.24% variable after a 0% introductory APR for six months on purchases and balance transfers introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Rewards. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).