b1BANK Small Business Platinum Rewards Mastercard is a business credit card from b1BANK. Application typically pulls a hard report from Experian. The ongoing APR is 12.74% - 18.00%. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn 1% cash back on all purchases at the business or cardholder level; cash back can be redeemed for a statement credit or direct deposit to the company account. Cash back: 1%. Typical credit limit: Ideal for credit limits up to $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).