The b1BANK is a business credit card from b1BANK. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 12.74% - 18.00% after a null introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: Earn 1% cash back for everyday purchases that can be used for statement credit, gift cards, or a direct deposit into your checking account.. Cash back: 1%. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).