World Elite — Card Assets (First Arkansas Bank & Trust)
World Elite — Card Assets (First Arkansas Bank & Trust) is a business credit card from Card Assets (First Arkansas Bank & Trust). The annual fee is $29.00 per card. The ongoing APR is 20.24% variable (terms dated Feb 10, 2026) after a 0% Introductory Rate introductory rate. Approval typically requires a credit score of Good (670+) or higher. Rewards: Everywhere Rewards: 1 point per $1 of qualifying net purchases; points redeemable for gift cards, cash back, fuel discounts, experiences/theme parks, event tickets, travel, merchandise or charity; points expire on the last day of the month three (3) years after issuance. Typical credit limit: $5,000 - $50,000. Loan terms: Revolving business credit card; payment due date at least 25 days after the close of each billing period; no interest on purchases if the entire balance is paid by the due date each month. Community bank card program via Card Services Center. Bureau pull data not publicly verified. Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).