The Citizens Bank & Trust Company of Vivian, Louisiana is a business credit card from Citizens Bank & Trust Company of Vivian, Louisiana. Application typically pulls a hard report from Experian. The annual fee is $35 Annual Fee ($29 for each additional card). The ongoing APR is 18.24% - 26.24% Variable after a 0% Introductory Rate introductory rate. Approval typically requires a credit score of 650-700 or higher. Rewards: Rewards. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Community bank card program via Card Services Center. Bureau pull data not publicly verified.