Platinum Business Credit Card — L&N Federal Credit Union

Platinum Business Credit Card — L&N Federal Credit Union is a business credit card from L&N Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $35. The ongoing APR is 18.00%. Rewards: 2% on gas purchases, 1% on all other purchases.. Cash back: 2% on gas purchases, 1% on all other purchases. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).

Other L&N Federal Credit Union cards & products

• Platinum Cash Back Rewards Card — Personal Credit Card
• Platinum Low Rate Card — Personal Credit Card

Sources & citations

• Rewards, Apply link, Lender name, Annual fee, Business bureaus, Personal guarantee, Credit bureau, Reports to personal credit: https://www.lnfcu.com/credit-cards (checked 2026-10-13)
• Intro APR, APR, Intro APR length: https://www.lnfcu.com/assets/files/uYD5JCMQ (checked 2026-10-23)
• Lender email, Lender phone: https://lnfcu.com/contact-us/
• Lender website: https://lnfcu.com
• Credit bureau, Business credit check, Personal credit check: https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• Product name, Product type: https://www.lnfcu.com/credit-cards#VisaPlatinumBusiness (checked 2026-10-13)
• Sign-up bonus: https://www.lnfcu.com/creditcards (checked 2026-10-23)
• Application rules: https://frequentmiler.com/credit-card-application-tips/