The Forcht Bank, National Association is a business credit card from Forcht Bank, National Association. The annual fee is $295.00. The ongoing APR is Variable APR will be 18.75% to 24.75%, based on creditworthiness after a 0% APR for first 5 months introductory rate for 5 months. Rewards: 1 reward point is earned for every $1 spent in qualifying net purchases. Cash back: cashback on every qualifying purchase. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).