The Truity Federal Credit Union is a business credit card from Truity Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 12.49%-18.00% Variable APR after a 0% introductory rate for 12 months. Rewards: 3X Rewards Travel Rewards Cash Back. Cash back: 3X Rewards. Typical credit limit: $250 - $5,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).