The Intrust Bank, National Association is a business credit card from Intrust Bank, National Association. Application typically pulls a hard report from Experian. The annual fee is $0. Signup bonus: $250 cash back. Rewards: Earn 4x Points on Dining, Takeout, and Restaurant Delivery. Cash back: $250 cash back. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).