The Notre Dame Federal Credit Union is a business credit card from Notre Dame Federal Credit Union. The annual fee is $0. The ongoing APR is Prime Rate + 9.00% variable (15.75% for purchases and balance transfers per application box accurate as of Jan 1, 2026; rates page updated 10/01/26 also 15.75%) after a 0% introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: $150 bonus (15,000 points) for $1,000 in net purchases within 60 days of account opening; points post within 45 days of qualifying. Rewards: 1.5 points for every $1.00 spent on net purchases (1.5% back); 10,000 points = $100, redeemable in $100 multiples; returns are deducted; rewards are forfeited if the account is closed, past due or over limit. Cash back: 1.5%. Loan terms: Revolving business credit card; due date at least 25 days after close of each billing cycle (payment due on the 26th of every month); minimum payment 2% of new balance or over-limit amount, whichever is greater, but not less than $20 plus unpaid prior amounts; interest accrues from the transaction date, so new purchases avoid interest only if the new balance is paid by the due date. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).