The One Vision Federal Credit Union is a personal credit card from One Vision Federal Credit Union. The annual fee is $0. The ongoing APR is 10.90% or 16.90% fixed, depending on approved credit after a 0% for the first 6 months introductory rate for 6 months. Rewards: 1% cash back on purchases, based on qualifying monthly net purchases, deposited monthly into the OVCU rewards savings account. Cash back: 1%. Typical credit limit: $300 - null. This product reports activity to your personal credit report.