Visa® Business Rewards — Springs Valley Bank & Trust Company
Visa® Business Rewards — Springs Valley Bank & Trust Company is a business credit card from Springs Valley Bank & Trust Company. The annual fee is No annual fee. The ongoing APR is Prime Rate plus a margin of 8.00% (14.75% variable; Prime Rate 6.75% as of January 10, 2026). Rewards: Earn points to redeem for merchandise, gift cards, or travel (uChoose Rewards). Loan terms: Minimum payment each billing period equals the entire New Balance; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).