The FORT FINANCIAL is a business credit card from FORT FINANCIAL. Application typically pulls a hard report from Experian. The annual fee is no annual fee. The ongoing APR is 13.65% (Prime + 6.90)* after a 0% intro APR introductory rate for 12 months. Signup bonus: 15,000 points after you spend $500 within the first 90 days.. Rewards: Earn 15,000 points after you spend $500 within the first 90 days.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). No personal guarantee is required.