The A L E C is a business credit card from A L E C. The annual fee is $0. The ongoing APR is 11.45% - 22.95% Variable after a 0% introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).