Visa Classic — United Community Bank

Visa Classic — United Community Bank is a personal credit card from United Community Bank. The annual fee is No annual fee. The ongoing APR is 15.99% - 25.99% Variable after a 0% introductory rate for 13 months. Rewards: Rewards. Cash back: true. Typical credit limit: $5,000 - $50,000. This product reports activity to your personal credit report.

Other United Community Bank cards & products

• Business Preferred — Business Credit Card
• Preferred Card — Personal Credit Card
• Business Community Points — Business Credit Card
• Community Points Card — Personal Credit Card
• Cash Rewards Platinum Visa® — Personal Credit Card
• Smart Business Rewards Card — Business Credit Card

Sources & citations

• Rewards, Lender name, Intro APR, Annual fee, Underwriter, APR, Product name, Product type, Intro APR length, Other conditions, Reports to personal credit: https://ucbbank.com/borrow/credit-cards/classic-visa (checked 2026-10-14)
• Cash back, Lender website: https://ucbbank.com
• Lender email, Lender phone: https://ucbbank.com/contact-us/
• Application rules: https://frequentmiler.com/credit-card-application-tips/
• Foreign transaction fee: https://web.ucbbank.com/download_file/view/838/3021/ (checked 2026-10-25)