The FCB Banks is a business credit card from FCB Banks. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.24% - 26.24% Variable. Approval typically requires a credit score of Good (670+) or higher. Rewards: Business Rewards Card, Business Rewards PLUS Card, Business Cash Card. Cash back: 1 point per $1 spent (up to 10,000 pts/month). Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).