The La Salle State Bank is a business credit card from La Salle State Bank. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 18.24% - 26.24% Variable after a 0% intro APR introductory rate for 18 months. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Underwritten by Elan Financial Services (US Bank program). Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).