The D.L. Evans Bank is a business credit card from D.L. Evans Bank. The annual fee is $0. The ongoing APR is 13.74% to 20.74% variable, based on creditworthiness; varies with the market based on the Prime Rate (disclosure accurate as of September 17, 2026) after a 0.00% introductory APR on purchases and on balance transfers for six months introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Rewards: 1.5 points per $1.00 on each qualified purchase; points redeemed through the UChoose points balance in SpendTrack for cash back (statement credit), Pay With Points, gift cards, merchandise, travel and event tickets; no points on finance charges, fees or cash advances; points deducted for returns. Cash back: Cash Back as a statement credit. Typical credit limit: $5,000 - $50,000. Loan terms: Revolving business credit card; minimum payment (Current Payment Due) is the greater of 3% of the New Balance or $20 (or the full balance if under $20); payment due date at least 25 days after the statement closing date; average daily balance method. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).