Business Cash Preferred Card — Elan Financial Services

Business Cash Preferred Card — Elan Financial Services is a business credit card from Elan Financial Services. Application typically pulls a hard report from TransUnion. The annual fee is $0. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).

Sources & citations

• Apply link, Intro APR, Annual fee, Product name, Intro APR length: https://www.mycardapply.com/synindex?ecdma-lc=4564&ecid=OTHE_25940&offertype=0 (checked 2026-10-23)
• Lender email, Lender phone: https://www.american.bank/contact
• Underwriter, Where it's offered, Business bureaus, Personal guarantee, Reports to personal credit: https://www.american.bank/msp/ (checked 2026-04-28)
• Issuer, Underwriter: https://creditcardlearnmore.com/11t3/index?ecdma-lc=4564&ecid=OTHE_25940 (checked 2026-10-20)
• Lender website: https://american.bank
• Credit bureau: https://ficoforums.myfico.com/t5/Business-Credit/US-Bank-Plat-card-experiences/m-p/6828175#M52480 (checked 2026-10-22)
• Sign-up bonus: https://www.american.bank/personal/credit-cards
• Application rules: https://frequentmiler.com/credit-card-application-tips/
• Business credit check, Personal credit check: https://www.doctorofcredit.com/which-credit-bureau-does-each-card-issuer-pull/
• Business credit reporting: https://ficoforums.myfico.com/t5/Business-Credit/SBFE-and-EX-Reporting-can-you-explain/m-p/6488594#M40874 (checked 2026-10-22)