The HAWAII is a business credit card from HAWAII. The annual fee is No annual fee. The ongoing APR is 19.99% - 29.99% Variable. Approval typically requires a credit score of Fair Credit OK or higher. Rewards: Earn unlimited rewards, cash back, and travel with no date restrictions. Cash back: 2% unlimited Cash Back with purchases. Typical credit limit: High Limits. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).