The First Community Bank is a business credit card from First Community Bank. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 17.49% - 27.49% Variable after a 0% Introductory Rate introductory rate. Approval typically requires a credit score of Fair Credit OK or higher. Rewards: Rewards. Typical credit limit: High Limits. Community bank card program via Card Services Center. Bureau pull data not publicly verified. Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).