Platinum Classic — Card Assets (First Arkansas Bank & Trust) is a business credit card from Card Assets (First Arkansas Bank & Trust). The annual fee is $0. The ongoing APR is 20.24% variable (varies with the Prime Rate). Approval typically requires a credit score of Fair Credit OK or higher. Rewards: Rewards. Typical credit limit: High Limits. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).