The Queensborough National Bank & Trust Company is a business credit card from Queensborough National Bank & Trust Company. The annual fee is $0. The ongoing APR is 16.99% - 26.99% Variable. Approval typically requires a credit score of Fair Credit OK or higher. Rewards: Rewards. Typical credit limit: High Limits. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).