The RIVER CITY is a business credit card from RIVER CITY. The annual fee is $35 annual fee. The ongoing APR is based on Wall Street Journal Prime Rate plus 8.00% after a 0% intro APR introductory rate for 7 months. Rewards: get 1% cash back on every dollar you spend. Cash back: 1% cash back on every dollar you spend. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Bureau pull varies by state: Experian (~50%), Equifax (~30%), TransUnion (~7%).