The Capital On Tap is a business credit card from Capital On Tap. The annual fee is $0. The ongoing APR is 16.74% - 86.24% variable. Approval typically requires a credit score of FICO 670+ or higher. Signup bonus: 10,000 points. Rewards: 1.5% cash back (2% with weekly AutoPay). Cash back: 1.5% cash back on all purchases. Typical credit limit: Up to $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).