The Premier is a personal credit card from Premier. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 16.74% variable APR after a 0% for 6 months introductory rate for 6 months. Signup bonus: $1,000 cash back when you spend $5,000 in the first 120 days. Rewards: 3% cash back on common business purchases, 2% on select travel, 1% on everything else. Cash back: 3% on common business purchases, 2% on select travel purchases and 1% cash back on everything else.