The Launch Secured is a personal credit card from Launch Secured. Application typically pulls a hard report from Experian. The ongoing APR is 16.74% variable APR after a 0% introductory rate for 6 months. Signup bonus: $1,000 cash back. Rewards: 3% cash back on common business purchases. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..