The VISA Share Secured is a personal credit card from VISA Share Secured. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is Fixed rate as low as 12.4% APR after a 8.9% APR introductory rate for 90 months. Rewards: 1 point for every $1 spent. Typical credit limit: $1,000 - $50,000.