The Premier Rewards Visa is a personal credit card from Premier Rewards Visa. The annual fee is $0.00. The ongoing APR is 13.40% — 18.00% after a 1.99% — 4.99% introductory rate for 6 months. Signup bonus: 10,000 bonus points for $1,500 in purchases within the first 90 days. Rewards: 3X Points on Groceries, 2X Points on Gas, 1X Points on everything else. Cash back: 10,000 bonus points for $1,500 in purchases within the first 90 days.