The Visa Signature Travel Rewards is a personal credit card from Visa Signature Travel Rewards. The annual fee is no annual fee. The ongoing APR is 16.99%. Approval typically requires a credit score of good or better credit or higher. Signup bonus: Spend $1,500 in 90 days of account opening and earn 20,000 bonus points.. Rewards: 3X Rewards points on: Travel, Dining, Gas, Rideshare/Taxi, and EV charging. Earn 1x on all other net purchases..