The Langley Federal Credit Union is a personal credit card from Langley Federal Credit Union. Application typically pulls a hard report from Equifax. The annual fee is No annual fee. Signup bonus: $100 after $1,500 in net qualifying purchases within 90 days of account opening. Rewards: 1% cash back on groceries, gas, EV charging, wholesale clubs and drugstores. Loan terms: Revolving. This product reports activity to your personal credit report.