The Langley Credit Union is a personal credit card from Langley Credit Union. Application typically pulls a hard report from Equifax. The annual fee is $0. The ongoing APR is 18.00% fixed APR. Signup bonus: $200 rebate to primary savings account after $3,000 in net qualifying purchases within 90 days of account opening; new accounts only, limit one per member. Rewards: Unlimited cash back: 3% on gas and EV charging, 2% on groceries and wholesale clubs, 1% on everything else; optional 5% on one monthly category chosen in Digital Banking (bonus capped at $100 per month); rewards deposited to savings account. This product reports activity to your personal credit report.