The Traditional Secured is a personal credit card from Traditional Secured. Application typically pulls a hard report from Experian. The annual fee is $25 annual fee. The ongoing APR is varies with the market based on the Prime Rate and based on your creditworthiness after a 0% APR for 12 mo. introductory rate for 12 months. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..