The Cash Back Rewards is a personal credit card from Cash Back Rewards. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is varies with the market based on the Prime Rate and based on your creditworthiness after a 0% APR for 12 MO. introductory rate for 12 months. Signup bonus: $150 Cash Back*. Rewards: 2% back on gas, grocery purchases, and recurring payments; 1% back on all other qualifying purchases. Cash back: $150 Cash Back*. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..