The Cash Back Rewards is a personal credit card from Cash Back Rewards. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is varies with the market based on the Prime Rate and based on your creditworthiness after a 0% APR for 12 MO. introductory rate for 12 months. Signup bonus: $150 Cash Back*. Rewards: 2% back on gas, grocery purchases, and recurring payments; 1% back on all other qualifying purchases. Cash back: $150 Cash Back*.