The Maximum Rewards Visa Signature is a personal credit card from Maximum Rewards Visa Signature. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.74% to 27.99% based on your creditworthiness when you open your account. after a 0% introductory APR for the first 12 billing cycles. introductory rate for 12 months. Signup bonus: $150 bonus Awarded when you spend $500 within the first 90 days. Rewards: 5% cash back in two categories of your choice – first $2,000 in combined purchases each quarter; 2% unlimited cash back on one everyday category of your choice; 1% unlimited cash back on all other eligible purchases.. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..