The Cash Rewards Platinum is a personal credit card from Cash Rewards Platinum. The annual fee is No annual fee. The ongoing APR is Low APR between 9.74% and 19.74%, based on your creditworthiness after a 0% intro APR for 12 months for purchases and balance transfers introductory rate for 12 months. Cash back: Earn unlimited 1% cash back on all purchases! Cash rewards don't expire.