The MAX CASH PREFERRED is a personal credit card from MAX CASH PREFERRED. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR for the first 12 billing cycles for balances transferred within 366 days from account opening introductory rate for 12 months. Signup bonus: $150 bonus Awarded when you spend $500 within the first 90 days. Rewards: Get more value with up to 5% cash back in 2 categories you choose. Cash back: 5% cash back in two categories of your choice – first $2,000 in combined purchases each quarter.