The Secured is a personal credit card from Secured. Application typically pulls a hard report from Experian. Approval typically requires a credit score of Minimum security deposit of $300 is required to open this account. or higher. Rewards: Great option for building or rebuilding credit.. Cash back: 1.5% on every purchase. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..