The Rewards is a personal credit card from Rewards. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 18.24% - 27.74% Variable after a 0% Intro APR* for 6 billing cycles from account opening on purchases and qualifying balance transfers. introductory rate for 6 months. Approval typically requires a credit score of 670 - 850 or higher. Signup bonus: Earn $250 cash back after you spend $500 on purchases in your first 3 months. Rewards: Reward yourself with a card that pays you with every purchase. Cash back: 1.5% cash back on every purchase.