The AT&T Points Plus Card from Citi is a personal credit card from AT&T Points Plus Card from Citi. Application typically pulls a hard report from Experian. The annual fee is $0. Approval typically requires a credit score of 650-700 or higher. Rewards: Earn ThankYou ® Points. Cash back: $200 statement credit after qualifying purchases. Application rules: Recon: (800) 695-5171 Recon Alt (community-reported, unverified): (888) 201-4523.