The Citi / AAdvantage Business World Elite Master is a personal credit card from Citi / AAdvantage Business World Elite Master. Application typically pulls a hard report from Experian. The annual fee is $0 intro annual fee for the first year, then $99. The ongoing APR is 19.49% – 28.49%. Approval typically requires a credit score of 779 or higher. Signup bonus: Earn 75,000 American Airlines AAdvantage ® bonus miles to redeem for business travel Bonus miles earned after you or your employees spend $5,000 in purchases within the first 5 months of account opening. Rewards: Earn 2 AAdvantage ® miles for every $1 spent on eligible American Airlines purchases, gas stations, car rentals, and telecommunications merchants; Earn 1 AAdvantage ® mile for every $1 spent on all other purchases.. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Citi enforces an 8/65/95 rule (max 1 card per 8 days, 2 cards per 65 days, no more than 1 business-card every 95 days). Sign-up bonuses on Citi cards are restricted to 48 months from your last bonus on that card family..