The Chase Freedom Flex is a personal credit card from Chase Freedom Flex. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 18.24%-27.74% after a 0% introductory rate for 15 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: Earn a $200 bonus. Rewards: Earn 5% cash back on quarterly bonus categories (spend limits apply, must activate quarterly). Cash back: 1%-5% Cashback. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Flexible cash-back + 0% APR card—strategic for leveraging rotating bonus categories while avoiding interest. Chase Slate Edge. BT Fee: Standard ~3% (per terms). Post-intro APR: 18.99%–28.49% variable Bureau pull varies by state (see details).