Visa® Platinum myChoice Rewards Card — Century Federal Credit Union is a personal credit card from Century Federal Credit Union. The annual fee is $0. The ongoing APR is 17.99% after a 0% APR on purchases and balance transfers for 12 months (balance transfers within first 90 days, from a non-Century Federal Visa) introductory rate for 12 months. Approval typically requires a credit score of Average to excellent credit or higher. Signup bonus: Earn points on purchases and redeem for cash, gift cards, etc.. Rewards: 1 point per dollar on purchases; double points on gas, groceries, pharmacies and restaurants (excluding fast food); redeem for cash, gift cards, travel and merchandise at curewards.com; points expire 4 years after earned; no cap; balance transfers earn no points. Cash back: Earn double points on gas, groceries, restaurants (excluding fast food) and pharmacies. This product reports activity to your personal credit report.